
Remaining funds can also be used to fund health coverage in retirement. That means that you can keep the account even if you change employers, and the balance rolls over from year to year. If you elect to participate in the HDHP, you may be eligible to set aside pre-tax money into a Health Savings Account (HSA) to help pay for eligible expenses and offset your deductible or coinsurance amounts. Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association. Hospital Services, inpatient and outpatient. Dental diagnostic and preventive services. As a Horizon NJ Health member, you don’t need referrals for in-network specialists and have no or low copays for: Primary care office visits and preventive services. Out-of-Network Tier: Covers services provided by physicians and facilities that do not participate in either the Horizon Direct Access network or the national BlueCard network. From doctor visits and dental care, to prescription drugs and more We have you covered.Using providers in this tier provides you with the lowest out-of-pocket costs. To stay up to date on provider news and announcements, access News and Legal Notices. Members also have online access to claim status and other services to help make their health care experience more satisfying. to 6 p.m., Eastern Time (ET), so members can get the help they need. You can access our Prior Authorization Procedure Search Tool directly, through links on the NaviNet Horizon NJ Health plan central page or the Horizon BCBSNJ plan central page, or by visiting /priorauthtool. Horizon BCBSNJ offers toll-free customer service Monday through Friday, 8 a.m. To register for one of our educational webinars, access our Training Schedule. All Horizon HMO providers handle all of the paperwork for members. In-Network Tier: Covers services provided by physicians and facilities that participate in the Horizon Direct Access® Network and the national BlueCard® network outside of New Jersey, including RWJBarnabas Health facilities and providers. Below is important information and links to resources to help behavioral health professionals manage their day-to-day relationship with us.The HDHP provides both in–network and out-of-network coverage. Coverage for all other services, including prescription drugs, does not begin until you have met your deductible.

are in-network or participating providers for your benefit plan. Preventive services, such as wellness exams, prenatal care and cancer screenings are covered at 100% when the providers are in-network, whether you have met your deductible or not. Labcorp will file claims for insured patients directly to Medicare, Medicaid, and many. High Deductible Health Plan (HDHP) members must meet a deductible before the plan begins covering services.
